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| Orlando | | Make sure you have a new policy in | | Authorized Insurer: An insurer |
| San Francisco | | place before you cancel your old one | | authorized by the state to transact |
| Malden | | to avoid a lapse in coverage. This will | | business in that state for specific |
| Hemet | | also prevent having to figure out the | | types of insurance. |
| Sumter | | amount of any unused premium that is | | |
| Chandler | | due to you from your old insurance | | Provisional Rate: Tentative rates, |
| Newburgh | | company, or having to spar with your | | premiums or commissions that are |
| Schaumburg | | agent about exactly when your policy | | subject to subsequent adjustment. |
| Vero Beach | | was cancelled and how much they | | See Commission and Premium. |
| Nashua | | owe you. | | |
| Winter Park | | | | Director of Insurance: A title used in |
| Longwood | | Life insurance, specifically Term Life, | | some states for the head of the |
| Pensacola | | is arguably one of the best values in | | department of insurance. |
| Lakewood | | the entire financial services arena. | | |
| Macon | | Where else can you go and get | | Submitted Business: Applications for |
| Rockford | | hundreds of thousands of dollars in | | insurance submitted to an insurer but |
| Bay City | | protection for literally pennies per | | not yet acted upon by it. |
| Springfield | | day? Rates for Term Life insurance | | |
| Springfield | | remain at all-time lows, and now is the | | Short Rate Premium: The premium |
| Lawton | | time to lock in the best prices. | | required for issuing a policy for a |
| Tyler | | | | period less than its normal term. |
| Dothan | | Shopping around is the best way to | | |
| Little Rock | | save money on your insurance. | | Accidental Bodily Injury: An injury |
| Alexandria | | | | sustained accidentally. Only the result |
| Quincy | | Individuals who have 30-year | | need be accidental. Contrast with |
| Edison | | mortgages might want to consider a | | Accidental Means. |
| Columbus | | 30-year term to ensure that the house | | |
| Raleigh | | is protected throughout the period of | | Agency Company: An insurance |
| Boston | | the loan. | | company that produces business |
| Athens | | | | through an agency network. Contrast |
| Cherry Hill | | If you have noticed that your auto | | with Direct Writer. |
| Fresno | | insurance rates are still increasing | | |
| Inglewood | | with each renewal, or even have not | | Malicious Mischief: Similar to |
| Oxnard | | gone down even though you have a | | vandalism. Purposely damaging the |
| Bronx | | great driving record, this lower pricing | | rights or property of another. |
| Corpus Christi | | trend makes it more important then | | |
| Cypress | | ever that you shop around for auto | | |
| Atlanta | | insurance. | | |
