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| Corona | | Make sure you have a new policy in | | Accident: An unplanned event, |
| Kingsport | | place before you cancel your old one | | unexpected and undesigned, which |
| Chattanooga | | to avoid a lapse in coverage. This will | | occurs suddenly and at a definite |
| Independence | | also prevent having to figure out the | | place. |
| Seattle | | amount of any unused premium that is | | |
| Lancaster | | due to you from your old insurance | | Line of Business: The classification of |
| Huntington | | company, or having to spar with your | | business as utilized in the insurance |
| Waterloo | | agent about exactly when your policy | | industry, e.g., Fire, Allied Lines and |
| Panama City | | was cancelled and how much they | | Homeowners. |
| Johnstown | | owe you. | | |
| San Francisco | | | | Producer: A term applied to an agent, |
| Clearwater | | The best time to switch policies is | | solicitor or other person who sells |
| Springfield | | within one month of receiving your | | insurance. |
| Plano | | policy renewal from your current | | |
| Alameda | | insurer. You can typically cancel your | | Insurance Examiner: The |
| Lowell | | policy without any fees or penalties if | | representative of a state insurance |
| Boston | | you act within this time period. | | department assigned to participate in |
| Athens | | | | the official audit and examination of |
| Abilene | | Why not take advantage of current | | an insurer. |
| Peoria | | low prices? Many auto insurance | | |
| Downey | | consumers are becoming educated | | Interstate Carrier: A transportation |
| Dallas | | on other companies, plans, and rates | | company which does business |
| Marietta | | that are available to them; ones that | | across state lines. |
| Sioux Falls | | could afford them significant savings | | |
| Metairie | | on their auto insurance. | | Agent's License: A certificate of |
| Honolulu | | | | authority from the state which permits |
| West Chester | | People who are trying to quit | | the agent to conduct business. |
| Sacramento | | smoking, for example, might be best | | |
| Downey | | suited purchasing a shorter term (and | | Examiner: An employee assigned by |
| Santa Barbara | | then replacing it with a longer term | | the state insurance department to |
| Wichita | | policy when they qualify for | | audit insurers' records. |
| Detroit | | non-tobacco prices). | | |
| Oklahoma City | | | | Premium: The price of insurance |
| El Cajon | | Individuals who have 30-year | | protection for a specified risk for a |
| Odessa | | mortgages might want to consider a | | specified period of time. |
| Englewood | | 30-year term to ensure that the house | | |
| Santa Clara | | is protected throughout the period of | | |
| Flushing | | the loan. | | |
