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| Santa Barbara | | Individuals who have 30-year | | Collusion: An agreement, usually |
| St. Louis | | mortgages might want to consider a | | secret, between two or more persons |
| Evanston | | 30-year term to ensure that the house | | to defraud or deprive another or |
| Coral Springs | | is protected throughout the period of | | others of their property or rights. |
| Syracuse | | the loan. | | |
| Saginaw | | | | Line of Business: The classification of |
| Riverside | | Life insurance, specifically Term Life, | | business as utilized in the insurance |
| Tempe | | is arguably one of the best values in | | industry, e.g., Fire, Allied Lines and |
| Oxnard | | the entire financial services arena. | | Homeowners. |
| Conroe | | Where else can you go and get | | |
| Jacksonville | | hundreds of thousands of dollars in | | Time Limits: The limits of time within |
| Aurora | | protection for literally pennies per | | which notice of a claim and proof of a |
| Schenectady | | day? Rates for Term Life insurance | | loss must be submitted. |
| Southfield | | remain at all-time lows, and now is the | | |
| Longmont | | time to lock in the best prices. | | Professional Insurance Agents |
| Edmond | | | | Association: A trade association of |
| York | | At InsWeb, you can compare free | | mutual insurance agents. |
| Naples | | online insurance quotes from many of | | |
| Redlands | | the nations leading insurance | | Insolvent Insurer: An insurer which is |
| Grand Prairie | | companies. | | unable to meet its financial |
| Clarksville | | | | obligations. |
| Decatur | | Shopping around is the best way to | | |
| Longview | | save money on your insurance. | | New For Old: Replacing old |
| Williamsport | | | | damaged parts or equipment with |
| Staten Island | | The quickest and easiest way to | | new ones rather than repairing them. |
| Norfolk | | shop for new insurance is by | | |
| Hickory | | comparing rates at InsWebs online | | Admitted (or Allowed) Assets: Assets |
| Whittier | | marketplace. If you do it the | | whose values are permitted by state |
| Quincy | | old-fashioned way (by calling or | | law to be included in the annual |
| West Palm Beach | | visiting multiple agents or insurance | | statement of the insurer. |
| Scottsdale | | companies) it could take up a huge | | |
| Madison | | chunk of your time, which no one | | Borderline Risk: An insurance |
| Sioux City | | wants or needs. By completing | | prospect of doubtful quality from an |
| Huntington Beach | | InsWebs online application, you will | | underwriting point of view. |
| White Plains | | have rates to compare to your old | | |
| Rockville | | ones within minutes! | | |
