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| Lafayette | | Shopping around is the best way to | | Accidental Bodily Injury: An injury |
| Stamford | | save money on your insurance. | | sustained accidentally. Only the result |
| Omaha | | | | need be accidental. Contrast with |
| Colorado Springs | | At InsWeb, you can compare free | | Accidental Means. |
| Athens | | online insurance quotes from many of | | |
| Stockbridge | | the nations leading insurance | | Inspection: Independent checking on |
| Wichita Falls | | companies. | | facts about an applicant, |
| Berkeley | | | | policyholder, or claimant, usually by a |
| Pensacola | | Healthy people have the best | | commercial inspection agency. |
| Silver Spring | | mortality risks and thus are much | | |
| Fredericksburg | | cheaper for companies to insure. This | | Cut Rate: This term generally applies |
| Vancouver | | translates into lower rates for the | | to insurance companies who charge |
| Chesapeake | | Super Preferred customer than | | premiums below a normal or average |
| Harlingen | | someone with higher risk factors such | | rate. |
| Schaumburg | | as a heart condition, cancer or | | |
| Chattanooga | | diabetes. Conversely, if you were | | Theory of Probability: The |
| Zanesville | | unhealthy when you acquired your | | mathematical principle upon which |
| Spartanburg | | policy, and your health has now | | insurance is based. |
| Flint | | improved, it might be time to shop for | | |
| Charlotte | | a new policy, as your rates are likely | | Convention Values: Values assigned |
| Oklahoma City | | to be lower. | | to insurers' assets in the convention |
| Boulder | | | | blank. |
| Eugene | | If you decide to cancel your policy | | |
| Richmond | | (after acquiring new coverage) | | Indemnify: To restore the victim of a |
| Greensboro | | outside of the 30-day period, you may | | loss to the same position as before |
| Olympia | | have to pay a fee or penalty. | | the loss occurred. |
| Spartanburg | | However, you may still save money | | |
| Burbank | | after paying the fee if your new policy | | Multi-Peril Policies: Policies which |
| Littleton | | affords you significant savings. So | | cover a number of perils, such as fire, |
| Charlotte | | while it is best to wait until your | | burglary, and liability, in a single |
| Lima | | receive your renewal notice, you CAN | | contract. |
| Wichita Falls | | cancel your policy at any time. | | |
| Olympia | | | | Capital Sum: The maximum lump sum |
| Huntington Beach | | Why not take advantage of current | | payable in the event of accidental |
| Council Bluffs | | low prices? Many auto insurance | | death or dismemberment. |
| Tacoma | | consumers are becoming educated | | |
| Fresno | | on other companies, plans, and rates | | |
| Thousand Oaks | | that are available to them; ones that | | |
| Clinton Township | | could afford them significant savings | | |
| Newark | | on their auto insurance. | | |
