| | | | |
|
| Jackson | | While some companies raise their | | Exclusions: Specific situations, |
| Yuma | | prices based on your actual age, | | conditions, or circumstances that are |
| Clinton Township | | most companies increase the price of | | listed in the contract as being not |
| Long Island City | | their policies six months before your | | covered. |
| Ann Arbor | | birthday. Its a term called Age | | |
| Council Bluffs | | Nearest in the industry, and that | | Single Limit: Any insurance coverage |
| Grand Junction | | half-year price increase could really | | which is expressed as a single |
| Clinton Township | | add up over a 20-year term policy. As | | amount of insurance, or a single limit |
| Schaumburg | | above, the quicker you purchase your | | of liability. Contrast with Split Limit. |
| Palm Harbor | | policy the better. | | |
| Los Angeles | | | | Loss Frequency: The number of times |
| Plano | | Life insurance, specifically Term Life, | | a loss occurs over a specific period |
| Muskegon | | is arguably one of the best values in | | of time. |
| Sterling Heights | | the entire financial services arena. | | |
| Tulsa | | Where else can you go and get | | Book Value: Refers to the value of |
| Carlsbad | | hundreds of thousands of dollars in | | assets as shown in the official |
| Odessa | | protection for literally pennies per | | accounting records of the company. |
| Longview | | day? Rates for Term Life insurance | | |
| Rapid City | | remain at all-time lows, and now is the | | Premium Notice: A form notice from |
| Columbia | | time to lock in the best prices. | | an insurer or agency to a policy |
| Canton | | | | owner that a premium will be due on a |
| Detroit | | If you have noticed that your auto | | given date. |
| Longmont | | insurance rates are still increasing | | |
| Hartford | | with each renewal, or even have not | | Partnership Entity: The partnership |
| Hattiesburg | | gone down even though you have a | | considered as an entity and not in |
| Bakersfield | | great driving record, this lower pricing | | terms of its individual part-owners. |
| Houston | | trend makes it more important then | | |
| St. Louis | | ever that you shop around for auto | | Commission of Authority: A document |
| San Antonio | | insurance. | | outlining the powers delegated to an |
| Lakewood | | | | agent by an insurer. |
| Anderson | | The quickest and easiest way to | | |
| Fort Collins | | shop for new insurance is by | | Not Taken: Policies applied for and |
| Evanston | | comparing rates at InsWebs online | | issued but rejected by the proposed |
| Overland Park | | marketplace. If you do it the | | owner and not paid for. |
| Lincoln | | old-fashioned way (by calling or | | |
| Honolulu | | visiting multiple agents or insurance | | |
| Montgomery | | companies) it could take up a huge | | |
| Hollywood | | chunk of your time, which no one | | |
| New York | | wants or needs. By completing | | |
| Denton | | InsWebs online application, you will | | |
| Amarillo | | have rates to compare to your old | | |
| Palm Harbor | | ones within minutes! | | |
