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| Cleveland | | While some companies raise their | | Broker of Record: A broker who has |
| Carlsbad | | prices based on your actual age, | | been designated to handle certain |
| Mobile | | most companies increase the price of | | insurance contracts for the |
| Beaumont | | their policies six months before your | | policyholder. |
| Fort Worth | | birthday. Its a term called Age | | |
| Kansas City | | Nearest in the industry, and that | | Notice of Cancellation: Written notice |
| Spartanburg | | half-year price increase could really | | by an insurer of intent to cancel |
| Akron | | add up over a 20-year term policy. As | | insurance, or written notice by an |
| Decatur | | above, the quicker you purchase your | | insured requesting cancellation. |
| Wichita Falls | | policy the better. | | |
| Savannah | | | | Not Taken: Policies applied for and |
| Muncie | | Healthy people have the best | | issued but rejected by the proposed |
| Fresno | | mortality risks and thus are much | | owner and not paid for. |
| Lincoln | | cheaper for companies to insure. This | | |
| Coral Springs | | translates into lower rates for the | | Interline Endorsement: Commercial |
| Cape Coral | | Super Preferred customer than | | endorsements that apply, or could |
| Lakeland | | someone with higher risk factors such | | apply, to more than one coverage |
| Anderson | | as a heart condition, cancer or | | part of a package policy. |
| San Francisco | | diabetes. Conversely, if you were | | |
| Clarksville | | unhealthy when you acquired your | | Dual Life Stock Company: A stock |
| Hattiesburg | | policy, and your health has now | | Life insurer issuing both participating |
| Seattle | | improved, it might be time to shop for | | and nonparticipating policy contracts. |
| Lansing | | a new policy, as your rates are likely | | |
| Toledo | | to be lower. | | Coding: A method of putting |
| Sumter | | | | information into a numerical form for |
| Clinton Township | | The quickest and easiest way to | | statistical use. Most information on |
| Muskegon | | shop for new insurance is by | | policies is coded and then put into |
| Frederick | | comparing rates at InsWebs online | | reports. |
| Lima | | marketplace. If you do it the | | |
| Jersey City | | old-fashioned way (by calling or | | Expense Allowance: A compensation |
| Arlington | | visiting multiple agents or insurance | | paid to an insurance agent in excess |
| Longview | | companies) it could take up a huge | | of prescribed commissions. |
| Des Moines | | chunk of your time, which no one | | |
| Lancaster | | wants or needs. By completing | | Agent's Balance: A periodic |
| Topeka | | InsWebs online application, you will | | statement of the sums due and owed |
| El Paso | | have rates to compare to your old | | to an agent under the agent's contract |
| Overland Park | | ones within minutes! | | with an insurer. |
