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| Santa Barbara | | Why not take advantage of current | | Expense Allowance: A compensation |
| Phoenix | | low prices? Many auto insurance | | paid to an insurance agent in excess |
| Schenectady | | consumers are becoming educated | | of prescribed commissions. |
| Pittsburgh | | on other companies, plans, and rates | | |
| Tucson | | that are available to them; ones that | | Indemnify: To restore the victim of a |
| Warwick | | could afford them significant savings | | loss to the same position as before |
| Cookeville | | on their auto insurance. | | the loss occurred. |