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| Charleston | | Life insurance, specifically Term Life, | | Cut Rate: This term generally applies |
| Erie | | is arguably one of the best values in | | to insurance companies who charge |
| Lancaster | | the entire financial services arena. | | premiums below a normal or average |
| Palm Harbor | | Where else can you go and get | | rate. |
| Littleton | | hundreds of thousands of dollars in | | |
| Riverside | | protection for literally pennies per | | Agent's License: A certificate of |
| Lakeland | | day? Rates for Term Life insurance | | authority from the state which permits |
| Alameda | | remain at all-time lows, and now is the | | the agent to conduct business. |
| Dallas | | time to lock in the best prices. | | |
| Longmont | | | | Valued: Relating to an agreement by |
| Charleston | | The quickest and easiest way to | | an insurer to pay a specified amount |
| Nashville | | shop for new insurance is by | | of money to or on behalf of the |
| Mobile | | comparing rates at InsWebs online | | insured upon occurrence of a defined |
| Duluth | | marketplace. If you do it the | | loss. |
| Shreveport | | old-fashioned way (by calling or | | |
| Killeen | | visiting multiple agents or insurance | | Depreciation: A decrease in the value |
| Chicago | | companies) it could take up a huge | | of any type of tangible property over |
| Cedar Rapids | | chunk of your time, which no one | | a period of time resulting from use, |
| Fort Smith | | wants or needs. By completing | | wear and tear, or obsolescence. |
| Spring Hill | | InsWebs online application, you will | | |
| Edmond | | have rates to compare to your old | | Premium: The price of insurance |
| Detroit | | ones within minutes! | | protection for a specified risk for a |
| Woodbridge | | | | specified period of time. |
| Chandler | | Make sure you have a new policy in | | |
| Norwalk | | place before you cancel your old one | | Retail Credit Company: The former |
| Erie | | to avoid a lapse in coverage. This will | | name of Equifax, a credit reporting |
| Schaumburg | | also prevent having to figure out the | | organization. See Equifax. |
| Springfield | | amount of any unused premium that is | | |
| Glendale | | due to you from your old insurance | | Foreign Insurer: An insurer domiciled |
| Pensacola | | company, or having to spar with your | | in a state of the United States other |
| Green Bay | | agent about exactly when your policy | | than the one in which the insured's |
| Tempe | | was cancelled and how much they | | insurance is written. |
| Anchorage | | owe you. | | |
| Lorain | | | | Nonassignable: A policy that the |
| Jacksonville | | | | owner cannot assign to a third party. |
| Los Angeles | | | | Most policies are nonassignable |
| Athens | | | | unless approval is given by the |
| Huntsville | | | | insurer. |
