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| Montgomery | | If you have noticed that your auto | | Claim: A demand made by the |
| Corpus Christi | | insurance rates are still increasing | | insured, or the insured's beneficiary, |
| San Diego | | with each renewal, or even have not | | for payment of the benefits provided |
| Kalamazoo | | gone down even though you have a | | by the contract. |
| Santa Monica | | great driving record, this lower pricing | | |
| Hemet | | trend makes it more important then | | Sherman Antitrust Act: An antitrust law |
| Stockton | | ever that you shop around for auto | | from which insurance is exempted to |
| Lake Worth | | insurance. | | the extent that it is regulated by state |
| Baton Rouge | | | | law. |
| Fort Myers | | Individuals who have 30-year | | |
| Palm Harbor | | mortgages might want to consider a | | Insurance Policy: The printed form |
| Coral Springs | | 30-year term to ensure that the house | | which serves as the contract between |
| Hollywood | | is protected throughout the period of | | an insurer and an insured. |
| Knoxville | | the loan. | | |
| Union | | | | Tabular Plan: A retrospective rating |
| Escondido | | People who are trying to quit | | plan, which uses tables to furnish the |
| Austin | | smoking, for example, might be best | | various values for the rating formula. |
| Miami | | suited purchasing a shorter term (and | | |
| Waco | | then replacing it with a longer term | | Calendar Year Experience: This |
| Waterloo | | policy when they qualify for | | measures the premiums and losses |
| Winter Park | | non-tobacco prices). | | entered on accounting records during |
| Spring Hill | | | | the 12-month calendar. |
| Tampa | | Why not take advantage of current | | |
| Kalamazoo | | low prices? Many auto insurance | | Deflation: An economic period |
| Indianapolis | | consumers are becoming educated | | characterized by falling prices, high |
| Athens | | on other companies, plans, and rates | | unemployment and a generally |
| Toms River | | that are available to them; ones that | | sluggish or slow economy. |
| San Bernardino | | could afford them significant savings | | |
| Allentown | | on their auto insurance. | | Adjustment Bureau: A firm organized |
| Beaumont | | | | to provide adjustment services to |
| Nashua | | Everyone has different needs, and | | insurers not wishing to create their |
| Baton Rouge | | not one size fits all when it comes to | | own claims division. |
| Portland | | term life insurance. While it may make | | |
| Greeley | | sense for people in their 30s and 40s | | Book Value: Refers to the value of |
| Corpus Christi | | to secure a 20-year term length, a | | assets as shown in the official |
| Anchorage | | 10-year term might be more | | accounting records of the company. |
| Rockville | | appropriate for someone nearing | | |
| Chandler | | retirement. | | |
