| | | | |
|
| Zanesville | | Healthy people have the best | | Partnership: A business enterprise |
| Evanston | | mortality risks and thus are much | | owned and operated by two or more |
| Springfield | | cheaper for companies to insure. This | | persons for the purpose of generating |
| Killeen | | translates into lower rates for the | | business income and profits. |
| Independence | | Super Preferred customer than | | |
| Lafayette | | someone with higher risk factors such | | Buy-Back" Deductible: A deductible |
| Houma | | as a heart condition, cancer or | | which may be eliminated for an |
| Providence | | diabetes. Conversely, if you were | | additional premium in order to |
| Wilmington | | unhealthy when you acquired your | | provide "first-dollar" coverage. |
| Mountain View | | policy, and your health has now | | |
| Savannah | | improved, it might be time to shop for | | Provisional Rate: Tentative rates, |
| Billings | | a new policy, as your rates are likely | | premiums or commissions that are |
| Bay City | | to be lower. | | subject to subsequent adjustment. |
| Reno | | | | See Commission and Premium. |
| Oakland | | People who are trying to quit | | |
| Redlands | | smoking, for example, might be best | | Gross Line: The total limit accepted |
| Harlingen | | suited purchasing a shorter term (and | | by an insurer on an individual risk, |
| Davenport | | then replacing it with a longer term | | including the amount to be reinsured. |
| Biloxi | | policy when they qualify for | | |
| Grand Prairie | | non-tobacco prices). | | License: A certification of authority for |
| Savannah | | | | an agent or insurer to operate, given |
| Richmond | | If you have noticed that your auto | | by the appropriate jurisdiction. |
| Waco | | insurance rates are still increasing | | |
| Hartford | | with each renewal, or even have not | | Valued: Relating to an agreement by |
| Oxnard | | gone down even though you have a | | an insurer to pay a specified amount |
| York | | great driving record, this lower pricing | | of money to or on behalf of the |
| Odessa | | trend makes it more important then | | insured upon occurrence of a defined |
| Coral Springs | | ever that you shop around for auto | | loss. |
| Peoria | | insurance. | | |
| Wilmington | | | | Calendar Year Experience: This |
| Lakewood | | Everyone has different needs, and | | measures the premiums and losses |
| Jacksonville | | not one size fits all when it comes to | | entered on accounting records during |
| Sacramento | | term life insurance. While it may make | | the 12-month calendar. |
| Rome | | sense for people in their 30s and 40s | | |
| Columbus | | to secure a 20-year term length, a | | |
| Peoria | | 10-year term might be more | | |
| Panama City | | appropriate for someone nearing | | |
| High Point | | retirement. | | |
