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| Jackson | | While some companies raise their | | Liabilities: Money owed or expected |
| Gainesville | | prices based on your actual age, | | to be owed. Insurance company |
| Las Cruces | | most companies increase the price of | | financial statements, for instance, |
| Lexington | | their policies six months before your | | show assets and liabilities. |
| Waco | | birthday. Its a term called Age | | |
| Bradenton | | Nearest in the industry, and that | | Endorsement: A written or printed form |
| Fresno | | half-year price increase could really | | attached to the policy which alters |
| Amarillo | | add up over a 20-year term policy. As | | provisions of the contract. |
| Wilmington | | above, the quicker you purchase your | | |
| Huntington | | policy the better. | | Notice of Cancellation: Written notice |
| Portsmouth | | | | by an insurer of intent to cancel |
| Woodbridge | | Make sure you have a new policy in | | insurance, or written notice by an |
| Alameda | | place before you cancel your old one | | insured requesting cancellation. |
| Nashua | | to avoid a lapse in coverage. This will | | |
| New Orleans | | also prevent having to figure out the | | Deflation: An economic period |
| Colorado Springs | | amount of any unused premium that is | | characterized by falling prices, high |
| Morristown | | due to you from your old insurance | | unemployment and a generally |
| Winter Park | | company, or having to spar with your | | sluggish or slow economy. |
| Gainesville | | agent about exactly when your policy | | |
| Cedar Rapids | | was cancelled and how much they | | Paid-In Surplus: Surplus paid in by |
| Mobile | | owe you. | | stockholders, as contrasted with |
| Biloxi | | | | surplus earned through the |
| Killeen | | Why not take advantage of current | | operations of a business. |
| Abilene | | low prices? Many auto insurance | | |
| Livonia | | consumers are becoming educated | | Interline Endorsement: Commercial |
| Thousand Oaks | | on other companies, plans, and rates | | endorsements that apply, or could |
| Lexington | | that are available to them; ones that | | apply, to more than one coverage |
| Sterling Heights | | could afford them significant savings | | part of a package policy. |
| Davenport | | on their auto insurance. | | |
| Bayside | | | | Net Loss: The amount of loss |
| Harlingen | | The quickest and easiest way to | | sustained by an insurer after giving |
| Houma | | shop for new insurance is by | | effect to all applicable reinsurance, |
| Kansas City | | comparing rates at InsWebs online | | salvage, and subrogation recoveries. |
| Bellevue | | marketplace. If you do it the | | |
| Charlotte | | old-fashioned way (by calling or | | |
| Rapid City | | visiting multiple agents or insurance | | |
| Tyler | | companies) it could take up a huge | | |
| Albuquerque | | chunk of your time, which no one | | |
| Hartford | | wants or needs. By completing | | |
| Englewood | | InsWebs online application, you will | | |
| Charleston | | have rates to compare to your old | | |
| Fort Collins | | ones within minutes! | | |
