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| Waco | | Everyone has different needs, and | | Expense Allowance: A compensation |
| Downey | | not one size fits all when it comes to | | paid to an insurance agent in excess |
| Augusta | | term life insurance. While it may make | | of prescribed commissions. |
| Gaithersburg | | sense for people in their 30s and 40s | | |
| Hickory | | to secure a 20-year term length, a | | Convention Values: Values assigned |
| Washington | | 10-year term might be more | | to insurers' assets in the convention |
| Birmingham | | appropriate for someone nearing | | blank. |
| Eugene | | retirement. | | |
| Colorado Springs | | | | Preferred Risk: Any risk considered |
| Irvine | | The quickest and easiest way to | | to be better than the standard risk on |
| Escondido | | shop for new insurance is by | | which the premium rate was |
| Springfield | | comparing rates at InsWebs online | | calculated. |
| Joliet | | marketplace. If you do it the | | |
| Southfield | | old-fashioned way (by calling or | | Partial Loss: A loss covered by an |
| Venice | | visiting multiple agents or insurance | | insurance policy which does not |
| Memphis | | companies) it could take up a huge | | completely destroy or render |
| Newport News | | chunk of your time, which no one | | worthless the insured property. |
| Springfield | | wants or needs. By completing | | |
| Quincy | | InsWebs online application, you will | | Other Insurance: The existence of |
| Scottsdale | | have rates to compare to your old | | other contracts covering the same |
| Jackson | | ones within minutes! | | interest and perils. |
