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| Franklin | | If you decide to cancel your policy | | Retail Credit Company: The former |
| San Antonio | | (after acquiring new coverage) | | name of Equifax, a credit reporting |
| Woodbridge | | outside of the 30-day period, you may | | organization. See Equifax. |
| Corona | | have to pay a fee or penalty. | | |
| Inglewood | | However, you may still save money | | FICA. Federal Insurance Contributions |
| Springfield | | after paying the fee if your new policy | | Act: A law imposing a payroll tax to |
| Poughkeepsie | | affords you significant savings. So | | assist in funding Social Security |
| Gainesville | | while it is best to wait until your | | benefits. |
| Winter Park | | receive your renewal notice, you CAN | | |
| Denton | | cancel your policy at any time. | | Depreciation: A decrease in the value |
| Portland | | | | of any type of tangible property over |
| Columbia | | If you have noticed that your auto | | a period of time resulting from use, |
| York | | insurance rates are still increasing | | wear and tear, or obsolescence. |
| Marietta | | with each renewal, or even have not | | |
| Fall River | | gone down even though you have a | | Criticism: A correction suggested by a |
| Longmont | | great driving record, this lower pricing | | rating or auditing bureau to an insurer. |
| Shreveport | | trend makes it more important then | | |
| Detroit | | ever that you shop around for auto | | Equity: The money value of an |
| Las Cruces | | insurance. | | insurance company that is over and |
| Delray Beach | | | | above its liabilities. Liabilities include |
| Mountain View | | Everyone has different needs, and | | almost all of its reserves. |
| Anchorage | | not one size fits all when it comes to | | |
| Lawton | | term life insurance. While it may make | | Deficit Carried Forward: The transfer |
| Wichita | | sense for people in their 30s and 40s | | of a debit balance from one |
| Duluth | | to secure a 20-year term length, a | | accounting period to another. |
| Salem | | 10-year term might be more | | |
| Lima | | appropriate for someone nearing | | Brokerage Department: A department |
| Henderson | | retirement. | | of an insurer whose purpose is to |
| Stockbridge | | | | deal with brokers in the placing of |
| Pasadena | | People who are trying to quit | | insurance. |
| Fort Wayne | | smoking, for example, might be best | | |
| Quincy | | suited purchasing a shorter term (and | | Underinsurance: A condition in which |
| Augusta | | then replacing it with a longer term | | not enough insurance is carried to |
| Lafayette | | policy when they qualify for | | cover the insurable value. |
| San Francisco | | non-tobacco prices). | | |
