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| Trenton | | While some companies raise their | | Admitted Company: An insurance |
| Des Moines | | prices based on your actual age, | | company authorized and licensed to |
| Los Angeles | | most companies increase the price of | | do business in a given state. |
| New York | | their policies six months before your | | |
| Huntington Beach | | birthday. Its a term called Age | | Mutualization: The process of |
| Clearwater | | Nearest in the industry, and that | | converting a stock insurer to a mutual |
| St. Louis | | half-year price increase could really | | insurer, accomplished by having the |
| Dallas | | add up over a 20-year term policy. As | | insurer buy stock and retire it. |
| Dayton | | above, the quicker you purchase your | | |
| Ann Arbor | | policy the better. | | Absolute Assignment: Assignment by |
| Hickory | | | | a policy owner of all control of and |
| Venice | | Why not take advantage of current | | rights in the policy to a third party. |
| Daytona Beach | | low prices? Many auto insurance | | |
| Louisville | | consumers are becoming educated | | Federal Deposit Insurance |
| Tyler | | on other companies, plans, and rates | | Corporation (FDIC): An agency of the |
| Kansas City | | that are available to them; ones that | | federal government which insures |
| Pembroke Pines | | could afford them significant savings | | bank deposits up to a stated |
| Cincinnati | | on their auto insurance. | | maximum. |
