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| High Point | | The best time to switch policies is | | Claim Report: A report filed by an |
| Lexington | | within one month of receiving your | | agent setting forth the facts of a claim. |
| Akron | | policy renewal from your current | | Same as Loss Report. |
| South Bend | | insurer. You can typically cancel your | | |
| Lorain | | policy without any fees or penalties if | | Approved Roof: A term used in |
| Macon | | you act within this time period. | | building construction. It indicates a |
| Irvine | | | | roof made of fire-resistive materials, |
| Walnut Creek | | At InsWeb, you can compare free | | such as tile or asphalt shingles. |
| Macon | | online insurance quotes from many of | | |
| Mountain View | | the nations leading insurance | | Index Bureau Experience: A measure |
| Sioux Falls | | companies. | | of losses relating to claims reported |
| Mesquite | | | | through a claim office during a |
| Lorain | | The quickest and easiest way to | | 12-month period. |
| Hemet | | shop for new insurance is by | | |
| Albany | | comparing rates at InsWebs online | | Mandatory Valuation Reserve: A |
| Jersey City | | marketplace. If you do it the | | reserve required by a state law to |
| Lafayette | | old-fashioned way (by calling or | | offset any declines in the valuation of |
| Lowell | | visiting multiple agents or insurance | | securities listed as admitted assets. |
| Lakewood | | companies) it could take up a huge | | |
| Gaithersburg | | chunk of your time, which no one | | You/Your: These words are used to |
| Wilmington | | wants or needs. By completing | | refer to the named insured in many of |
| Waterloo | | InsWebs online application, you will | | the modernized/personalized policy |
| Naples | | have rates to compare to your old | | forms. |
| Chandler | | ones within minutes! | | |
| Edison | | | | Policy Anniversary: The anniversary |
| Scottsdale | | We offer quotes for auto insurance, | | of the date of issue of a policy as |
| Overland Park | | life insurance, homeowners | | shown in the policy declarations. |
| Toms River | | insurance, health insurance, term life | | |
| Bloomington | | insurance and more. | | Provisional Rate: Tentative rates, |
| Asheville | | | | premiums or commissions that are |
| Franklin | | Individuals who have 30-year | | subject to subsequent adjustment. |
| Poughkeepsie | | mortgages might want to consider a | | See Commission and Premium. |
| Lubbock | | 30-year term to ensure that the house | | |
| Houma | | is protected throughout the period of | | Basic Rate: The manual rate from |
| Huntington Beach | | the loan. | | which discounts are taken or to which |
| Duluth | | | | charges are added to reflect the |
| Salt Lake City | | | | individual circumstances of a risk. |
