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| Fort Lauderdale | | Healthy people have the best | | Premises: The particular location of |
| Overland Park | | mortality risks and thus are much | | property or a portion thereof as |
| Trenton | | cheaper for companies to insure. This | | designated in a policy. |
| Rockville | | translates into lower rates for the | | |
| Mesa | | Super Preferred customer than | | Insolvent Insurer: An insurer which is |
| Hartford | | someone with higher risk factors such | | unable to meet its financial |
| Jacksonville | | as a heart condition, cancer or | | obligations. |
| Inglewood | | diabetes. Conversely, if you were | | |
| El Cajon | | unhealthy when you acquired your | | Cut Rate: This term generally applies |
| Oklahoma City | | policy, and your health has now | | to insurance companies who charge |
| Warwick | | improved, it might be time to shop for | | premiums below a normal or average |
| Florissant | | a new policy, as your rates are likely | | rate. |
| Gainesville | | to be lower. | | |
| Hampton | | | | Examiner: An employee assigned by |
| New Port Richey | | People who are trying to quit | | the state insurance department to |
| Irvine | | smoking, for example, might be best | | audit insurers' records. |
| Chicago | | suited purchasing a shorter term (and | | |
| Atlanta | | then replacing it with a longer term | | Gross Line: The total limit accepted |
| Augusta | | policy when they qualify for | | by an insurer on an individual risk, |
| Whittier | | non-tobacco prices). | | including the amount to be reinsured. |
