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| Joliet | | We offer quotes for auto insurance, | | Director of Insurance: A title used in |
| Pittsburgh | | life insurance, homeowners | | some states for the head of the |
| Lawton | | insurance, health insurance, term life | | department of insurance. |
| Norwalk | | insurance and more. | | |
| Plano | | | | New For Old: Replacing old |
| Tuscaloosa | | Individuals who have 30-year | | damaged parts or equipment with |
| Seattle | | mortgages might want to consider a | | new ones rather than repairing them. |
| Olympia | | 30-year term to ensure that the house | | |
| Bloomington | | is protected throughout the period of | | Examiner: An employee assigned by |
| Santa Rosa | | the loan. | | the state insurance department to |
| Nashua | | | | audit insurers' records. |
| Columbia | | Healthy people have the best | | |
| Lakeland | | mortality risks and thus are much | | Cut Rate: This term generally applies |
| Huntsville | | cheaper for companies to insure. This | | to insurance companies who charge |
| Odessa | | translates into lower rates for the | | premiums below a normal or average |
| Peoria | | Super Preferred customer than | | rate. |
| Goldsboro | | someone with higher risk factors such | | |
| Longwood | | as a heart condition, cancer or | | Malinger: To feign a disability for the |
| El Cajon | | diabetes. Conversely, if you were | | purpose of continuing to collect |
| Lexington | | unhealthy when you acquired your | | benefits longer than actually |
| Decatur | | policy, and your health has now | | necessary. |
| Dayton | | improved, it might be time to shop for | | |
| Goldsboro | | a new policy, as your rates are likely | | Operating Expense: The expense of |
| Abilene | | to be lower. | | an insurer other than commissions |
| Berkeley | | | | and taxes. Called " and Insurance |
| Valdosta | | If you have noticed that your auto | | Expense" in the convention statement |
| Huntington Beach | | insurance rates are still increasing | | blank. |
| Fayetteville | | with each renewal, or even have not | | |
| Roanoke | | gone down even though you have a | | Interstate Carrier: A transportation |
| Tuscaloosa | | great driving record, this lower pricing | | company which does business |
| Duluth | | trend makes it more important then | | across state lines. |
| Billings | | ever that you shop around for auto | | |
| Abilene | | insurance. | | Admitted (or Allowed) Assets: Assets |
| Evansville | | | | whose values are permitted by state |
| Wichita | | | | law to be included in the annual |
| Fayetteville | | | | statement of the insurer. |
