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| Evanston | | Healthy people have the best | | Indemnity: Restoration to the victim of |
| Yuma | | mortality risks and thus are much | | a loss by payment, repair, or |
| Flushing | | cheaper for companies to insure. This | | replacement. |
| Lawton | | translates into lower rates for the | | |
| Macon | | Super Preferred customer than | | Lapsed Policy: One which has been |
| Dothan | | someone with higher risk factors such | | allowed to expire because of |
| Marietta | | as a heart condition, cancer or | | nonpayment of premiums. |
| Little Rock | | diabetes. Conversely, if you were | | |
| Cambridge | | unhealthy when you acquired your | | Buy-Back" Deductible: A deductible |
| Albany | | policy, and your health has now | | which may be eliminated for an |
| Ogden | | improved, it might be time to shop for | | additional premium in order to |
| Ocala | | a new policy, as your rates are likely | | provide "first-dollar" coverage. |
| Philadelphia | | to be lower. | | |
| Southfield | | | | Brick Veneer Construction: Refers to |
| Morristown | | Why not take advantage of current | | a building where the outside walls are |
| Riverside | | low prices? Many auto insurance | | constructed of wood with a facing of a |
| Orlando | | consumers are becoming educated | | single layer of brick. |
| St. Joseph | | on other companies, plans, and rates | | |
| Chula Vista | | that are available to them; ones that | | Not Taken: Policies applied for and |
| Long Beach | | could afford them significant savings | | issued but rejected by the proposed |
| Bloomington | | on their auto insurance. | | owner and not paid for. |