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| Florissant | | Everyone has different needs, and | | Single Limit: Any insurance coverage |
| Stockbridge | | not one size fits all when it comes to | | which is expressed as a single |
| Joliet | | term life insurance. While it may make | | amount of insurance, or a single limit |
| Edmond | | sense for people in their 30s and 40s | | of liability. Contrast with Split Limit. |
| Council Bluffs | | to secure a 20-year term length, a | | |
| Arlington | | 10-year term might be more | | Time Limits: The limits of time within |
| Irving | | appropriate for someone nearing | | which notice of a claim and proof of a |
| Fort Smith | | retirement. | | loss must be submitted. |