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| Portland | | Why not take advantage of current | | Policy Anniversary: The anniversary |
| Jackson | | low prices? Many auto insurance | | of the date of issue of a policy as |
| Savannah | | consumers are becoming educated | | shown in the policy declarations. |
| Lincoln | | on other companies, plans, and rates | | |
| Elkhart | | that are available to them; ones that | | Standard Industry Code (SIC): This is |
| Philadelphia | | could afford them significant savings | | a coding system which assigns |
| Norwalk | | on their auto insurance. | | separate codes for different types of |
| Atlanta | | | | industries. |
| Lansing | | The quickest and easiest way to | | |
| Malden | | shop for new insurance is by | | Valuation Clause: A clause stating the |
| Anderson | | comparing rates at InsWebs online | | value of items for insurance |
| Biloxi | | marketplace. If you do it the | | purposes, making it a valued policy. |
| Monroe | | old-fashioned way (by calling or | | |
| Spartanburg | | visiting multiple agents or insurance | | Admitted (or Allowed) Assets: Assets |
| Santa Monica | | companies) it could take up a huge | | whose values are permitted by state |
| Fayetteville | | chunk of your time, which no one | | law to be included in the annual |
| Florence | | wants or needs. By completing | | statement of the insurer. |
| Akron | | InsWebs online application, you will | | |
| Duluth | | have rates to compare to your old | | Accident Year Experience: Measures |
| Irving | | ones within minutes! | | premiums and losses relating to |
| Huntsville | | | | accidents which occurred during a |
| Tuscaloosa | | Make sure you have a new policy in | | 12-month period. |
| Lima | | place before you cancel your old one | | |
| Portland | | to avoid a lapse in coverage. This will | | Malicious Mischief: Similar to |
| Jackson | | also prevent having to figure out the | | vandalism. Purposely damaging the |
| Newburgh | | amount of any unused premium that is | | rights or property of another. |
| Peoria | | due to you from your old insurance | | |
| Fredericksburg | | company, or having to spar with your | | Criticism: A correction suggested by a |
| Malden | | agent about exactly when your policy | | rating or auditing bureau to an insurer. |
| Greenville | | was cancelled and how much they | | |
| Wilmington | | owe you. | | Liquidity: The ability of an insurer to |
| Tampa | | | | convert its assets into cash to pay |
| Omaha | | At InsWeb, you can compare free | | claims if necessary. |
| Woodbridge | | online insurance quotes from many of | | |
| Baton Rouge | | the nations leading insurance | | |
| Troy | | companies. | | |
