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| Albany | | At InsWeb, you can compare free | | Premium Receipt: The receipt given |
| Philadelphia | | online insurance quotes from many of | | a policy owner for the payment of a |
| Albuquerque | | the nations leading insurance | | premium. |
| Myrtle Beach | | companies. | | |
| Schenectady | | | | Independent Contractor: One who |
| Omaha | | The quickest and easiest way to | | agrees to perform according to a |
| Omaha | | shop for new insurance is by | | contract and who is not an employee. |
| Scranton | | comparing rates at InsWebs online | | |
| Columbus | | marketplace. If you do it the | | Tabular Plan: A retrospective rating |
| Syracuse | | old-fashioned way (by calling or | | plan, which uses tables to furnish the |
| Raleigh | | visiting multiple agents or insurance | | various values for the rating formula. |
| Fort Collins | | companies) it could take up a huge | | |
| Fort Myers | | chunk of your time, which no one | | Commission of Authority: A document |
| Pittsburgh | | wants or needs. By completing | | outlining the powers delegated to an |
| Gaithersburg | | InsWebs online application, you will | | agent by an insurer. |
| Bellevue | | have rates to compare to your old | | |
| Tacoma | | ones within minutes! | | Business: In Property, Liability, and |
| Manchester | | | | Health lines, it usually refers to the |
| Littleton | | Life insurance, specifically Term Life, | | volume of premiums. |
| Independence | | is arguably one of the best values in | | |
| Stockton | | the entire financial services arena. | | Admitted (or Allowed) Assets: Assets |
| Mesa | | Where else can you go and get | | whose values are permitted by state |
| Richmond | | hundreds of thousands of dollars in | | law to be included in the annual |
| Santa Barbara | | protection for literally pennies per | | statement of the insurer. |
| Vineland | | day? Rates for Term Life insurance | | |
| San Diego | | remain at all-time lows, and now is the | | Other Insurance: The existence of |
| Lima | | time to lock in the best prices. | | other contracts covering the same |
| Venice | | | | interest and perils. |
| Fayetteville | | Individuals who have 30-year | | |
| Englewood | | mortgages might want to consider a | | Open Rating: A system whereby a |
| Longwood | | 30-year term to ensure that the house | | state allows an insurer to use rates |
| Lawton | | is protected throughout the period of | | without prior approval. |
| Columbia | | the loan. | | |
| Boulder | | | | Retail Credit Company: The former |
| Decatur | | | | name of Equifax, a credit reporting |
| Durham | | | | organization. See Equifax. |
