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| Wichita Falls | | Everyone has different needs, and | | Accidental Bodily Injury: An injury |
| Green Bay | | not one size fits all when it comes to | | sustained accidentally. Only the result |
| Jacksonville | | term life insurance. While it may make | | need be accidental. Contrast with |
| Fayetteville | | sense for people in their 30s and 40s | | Accidental Means. |
| Oceanside | | to secure a 20-year term length, a | | |
| Fayetteville | | 10-year term might be more | | Interline Endorsement: Commercial |
| Mobile | | appropriate for someone nearing | | endorsements that apply, or could |
| Dothan | | retirement. | | apply, to more than one coverage |
| Norfolk | | | | part of a package policy. |
| Oceanside | | People who are trying to quit | | |
| Kingsport | | smoking, for example, might be best | | Minimum Premium: The smallest |
| Fort Myers | | suited purchasing a shorter term (and | | amount of premium for which an |
| San Francisco | | then replacing it with a longer term | | insurer will issue coverage under a |
| Fremont | | policy when they qualify for | | given policy. |
| Santa Clara | | non-tobacco prices). | | |
| Rockford | | | | Deficit Carried Forward: The transfer |
| Johnstown | | The best time to switch policies is | | of a debit balance from one |
| Syracuse | | within one month of receiving your | | accounting period to another. |
| Memphis | | policy renewal from your current | | |
| Killeen | | insurer. You can typically cancel your | | First Party Insurance: Insurance which |
| Norwalk | | policy without any fees or penalties if | | applies to coverage for the insured's |
| Hollywood | | you act within this time period. | | own property or person. Contrast with |
| Marietta | | | | Third Party Insurance. |
| Johnstown | | We offer quotes for auto insurance, | | |
| Vineland | | life insurance, homeowners | | Line of Business: The classification of |
| Stuart | | insurance, health insurance, term life | | business as utilized in the insurance |
| Springfield | | insurance and more. | | industry, e.g., Fire, Allied Lines and |
| Williamsburg | | | | Homeowners. |
| Johnson City | | Why not take advantage of current | | |
| Birmingham | | low prices? Many auto insurance | | Not Taken: Policies applied for and |
| Hot Springs | | consumers are becoming educated | | issued but rejected by the proposed |
| Mesa | | on other companies, plans, and rates | | owner and not paid for. |
| York | | that are available to them; ones that | | |
| Lawrenceville | | could afford them significant savings | | Interstate Carrier: A transportation |
| Hartford | | on their auto insurance. | | company which does business |
| Staten Island | | | | across state lines. |
