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| Dubuque | | The best time to switch policies is | | Single Limit: Any insurance coverage |
| San Bernardino | | within one month of receiving your | | which is expressed as a single |
| Rome | | policy renewal from your current | | amount of insurance, or a single limit |
| Columbus | | insurer. You can typically cancel your | | of liability. Contrast with Split Limit. |
| Gainesville | | policy without any fees or penalties if | | |
| Williamsburg | | you act within this time period. | | Exclusion: A contractual provision that |
| Hartford | | | | denies coverage for certain perils, |
| Edison | | Make sure you have a new policy in | | persons, property, or locations. |
| Irvine | | place before you cancel your old one | | |
| Irvine | | to avoid a lapse in coverage. This will | | Underinsurance: A condition in which |
| Cleveland | | also prevent having to figure out the | | not enough insurance is carried to |
| El Cajon | | amount of any unused premium that is | | cover the insurable value. |
| Hemet | | due to you from your old insurance | | |
| Santa Clara | | company, or having to spar with your | | Loss Frequency: The number of times |
| Raleigh | | agent about exactly when your policy | | a loss occurs over a specific period |
| Portland | | was cancelled and how much they | | of time. |
| Sarasota | | owe you. | | |
| Dothan | | | | Federal Deposit Insurance |
| Vero Beach | | At InsWeb, you can compare free | | Corporation (FDIC): An agency of the |
| Williamsport | | online insurance quotes from many of | | federal government which insures |
| White Plains | | the nations leading insurance | | bank deposits up to a stated |
| Fort Wayne | | companies. | | maximum. |
