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| Cookeville | | Make sure you have a new policy in | | Buy-Back" Deductible: A deductible |
| Chattanooga | | place before you cancel your old one | | which may be eliminated for an |
| Ogden | | to avoid a lapse in coverage. This will | | additional premium in order to |
| Clinton Township | | also prevent having to figure out the | | provide "first-dollar" coverage. |
| Topeka | | amount of any unused premium that is | | |
| Winter Park | | due to you from your old insurance | | Collusion: An agreement, usually |
| Grand Junction | | company, or having to spar with your | | secret, between two or more persons |
| Hot Springs | | agent about exactly when your policy | | to defraud or deprive another or |
| Grand Junction | | was cancelled and how much they | | others of their property or rights. |
| Sterling Heights | | owe you. | | |
| Decatur | | | | Minimum Premium: The smallest |
| Newark | | Why not take advantage of current | | amount of premium for which an |
| Milwaukee | | low prices? Many auto insurance | | insurer will issue coverage under a |
| Hollywood | | consumers are becoming educated | | given policy. |
| Longmont | | on other companies, plans, and rates | | |
| Rome | | that are available to them; ones that | | Premium: The price of insurance |
| Delray Beach | | could afford them significant savings | | protection for a specified risk for a |
| Reno | | on their auto insurance. | | specified period of time. |