| | | | |
|
| Greeley | | Why not take advantage of current | | Initial Premium: An amount paid at the |
| Rochester | | low prices? Many auto insurance | | inception of an insurance contract, |
| Fort Collins | | consumers are becoming educated | | usually subject to adjustment at the |
| Albuquerque | | on other companies, plans, and rates | | end of the policy period. |
| Johnstown | | that are available to them; ones that | | |
| Knoxville | | could afford them significant savings | | Underinsurance: A condition in which |
| Turlock | | on their auto insurance. | | not enough insurance is carried to |
| Chattanooga | | | | cover the insurable value. |
| Orange Park | | The quickest and easiest way to | | |
| Rapid City | | shop for new insurance is by | | Expense Allowance: A compensation |
| Las Cruces | | comparing rates at InsWebs online | | paid to an insurance agent in excess |
| Albany | | marketplace. If you do it the | | of prescribed commissions. |
| Jasper | | old-fashioned way (by calling or | | |
| Greeley | | visiting multiple agents or insurance | | United States Aircraft Insurance |
| Pembroke Pines | | companies) it could take up a huge | | Group: A group of insurers providing |
| Stockton | | chunk of your time, which no one | | facilities for all forms of Aviation |
| Orange Park | | wants or needs. By completing | | Insurance. |
| Quincy | | InsWebs online application, you will | | |
| Jasper | | have rates to compare to your old | | Collusion: An agreement, usually |
| Chicago | | ones within minutes! | | secret, between two or more persons |
| Dubuque | | | | to defraud or deprive another or |
| Newburgh | | Make sure you have a new policy in | | others of their property or rights. |
| Carlsbad | | place before you cancel your old one | | |
| Hartford | | to avoid a lapse in coverage. This will | | Mutualization: The process of |
| Salem | | also prevent having to figure out the | | converting a stock insurer to a mutual |
| Ventura | | amount of any unused premium that is | | insurer, accomplished by having the |
| Tallahassee | | due to you from your old insurance | | insurer buy stock and retire it. |
| Youngstown | | company, or having to spar with your | | |
| Monroe | | agent about exactly when your policy | | Basic Rate: The manual rate from |
| Seattle | | was cancelled and how much they | | which discounts are taken or to which |
| Houston | | owe you. | | charges are added to reflect the |
| Fresno | | | | individual circumstances of a risk. |
| Lowell | | While some companies raise their | | |
| Thousand Oaks | | prices based on your actual age, | | Provisions: Statements contained in |
| Huntsville | | most companies increase the price of | | an insurance policy which explain the |
| Alameda | | their policies six months before your | | benefits, conditions and other |
| Philadelphia | | birthday. Its a term called Age | | features of the insurance contract. |
| Decatur | | Nearest in the industry, and that | | |
| Dearborn | | half-year price increase could really | | |
| Hot Springs | | add up over a 20-year term policy. As | | |
| Macon | | above, the quicker you purchase your | | |
| Columbus | | policy the better. | | |
