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| Syracuse | | Individuals who have 30-year | | Collusion: An agreement, usually |
| Milwaukee | | mortgages might want to consider a | | secret, between two or more persons |
| Dallas | | 30-year term to ensure that the house | | to defraud or deprive another or |
| Columbia | | is protected throughout the period of | | others of their property or rights. |
| Kalamazoo | | the loan. | | |
| Garland | | | | Provisional Rate: Tentative rates, |
| Bayside | | At InsWeb, you can compare free | | premiums or commissions that are |
| Slidell | | online insurance quotes from many of | | subject to subsequent adjustment. |
| Westbury | | the nations leading insurance | | See Commission and Premium. |
| Garland | | companies. | | |
| Phoenix | | | | Captive Agent: One who sells |
| Cedar Rapids | | While some companies raise their | | insurance for only one company as |
| Syracuse | | prices based on your actual age, | | opposed to an agent who represents |
| Dearborn | | most companies increase the price of | | several companies. |
| Dearborn | | their policies six months before your | | |
| Warren | | birthday. Its a term called Age | | Premium: The price of insurance |
| Billings | | Nearest in the industry, and that | | protection for a specified risk for a |
| Virginia Beach | | half-year price increase could really | | specified period of time. |
| Bradenton | | add up over a 20-year term policy. As | | |
| Valdosta | | above, the quicker you purchase your | | Claim Report: A report filed by an |
| Wilmington | | policy the better. | | agent setting forth the facts of a claim. |
| Pasadena | | | | Same as Loss Report. |
| Lincoln | | Healthy people have the best | | |
| Garland | | mortality risks and thus are much | | Dual Life Stock Company: A stock |
| Glendale | | cheaper for companies to insure. This | | Life insurer issuing both participating |
| Beaumont | | translates into lower rates for the | | and nonparticipating policy contracts. |
| Huntsville | | Super Preferred customer than | | |
| Jersey City | | someone with higher risk factors such | | Professional Insurance Agents |
| Reno | | as a heart condition, cancer or | | Association: A trade association of |
| Goldsboro | | diabetes. Conversely, if you were | | mutual insurance agents. |
| Boise | | unhealthy when you acquired your | | |
| Hattiesburg | | policy, and your health has now | | Deflation: An economic period |
| Olympia | | improved, it might be time to shop for | | characterized by falling prices, high |
| Aurora | | a new policy, as your rates are likely | | unemployment and a generally |
| Woodbridge | | to be lower. | | sluggish or slow economy. |
