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| Norfolk | | At InsWeb, you can compare free | | Sherman Antitrust Act: An antitrust law |
| Mesquite | | online insurance quotes from many of | | from which insurance is exempted to |
| Hollywood | | the nations leading insurance | | the extent that it is regulated by state |
| Vancouver | | companies. | | law. |
| Fremont | | | | |
| Dearborn | | While some companies raise their | | License: A certification of authority for |
| Malden | | prices based on your actual age, | | an agent or insurer to operate, given |
| Sunnyvale | | most companies increase the price of | | by the appropriate jurisdiction. |
| Livonia | | their policies six months before your | | |
| Florence | | birthday. Its a term called Age | | Public Adjuster: An insurance adjuster |
| Mesquite | | Nearest in the industry, and that | | who represents an insured on a fee |
| Hampton | | half-year price increase could really | | basis in claims settlement. Contrast |
| Rochester | | add up over a 20-year term policy. As | | with Independent Adjuster. |
| Los Angeles | | above, the quicker you purchase your | | |
| Palm Harbor | | policy the better. | | Policywriting Agent: An agent who has |
| Boulder | | | | the authority to prepare and effect an |
| Clinton Township | | The best time to switch policies is | | insurer's policy. |
| Davenport | | within one month of receiving your | | |
| Jasper | | policy renewal from your current | | Retail Credit Company: The former |
| Glendale | | insurer. You can typically cancel your | | name of Equifax, a credit reporting |
| Palm Harbor | | policy without any fees or penalties if | | organization. See Equifax. |
| Charlotte | | you act within this time period. | | |
| Muskegon | | | | Theory of Probability: The |
| Asheville | | If you decide to cancel your policy | | mathematical principle upon which |
| San Jose | | (after acquiring new coverage) | | insurance is based. |
| Albany | | outside of the 30-day period, you may | | |
| Johnson City | | have to pay a fee or penalty. | | Examiner: An employee assigned by |
| Indianapolis | | However, you may still save money | | the state insurance department to |
| Philadelphia | | after paying the fee if your new policy | | audit insurers' records. |
| Wichita Falls | | affords you significant savings. So | | |
| Bethlehem | | while it is best to wait until your | | Indemnity: Restoration to the victim of |
| Sacramento | | receive your renewal notice, you CAN | | a loss by payment, repair, or |
| Glendale | | cancel your policy at any time. | | replacement. |
