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| Fort Smith | | The quickest and easiest way to | | Loss Frequency: The number of times |
| Pueblo | | shop for new insurance is by | | a loss occurs over a specific period |
| Dayton | | comparing rates at InsWebs online | | of time. |
| Chattanooga | | marketplace. If you do it the | | |
| Cape Coral | | old-fashioned way (by calling or | | Replacement: A new policy written to |
| Lawton | | visiting multiple agents or insurance | | take the place of one currently in force. |
| Tucson | | companies) it could take up a huge | | |
| Austin | | chunk of your time, which no one | | Incurred Expense: Expenses not yet |
| Staten Island | | wants or needs. By completing | | paid. Can also include paid |
| Pasadena | | InsWebs online application, you will | | expenses in some accounting |
| Garland | | have rates to compare to your old | | systems. |
| Springfield | | ones within minutes! | | |
| Albany | | | | Multi-Peril Policies: Policies which |
| Garland | | Why not take advantage of current | | cover a number of perils, such as fire, |
| Macon | | low prices? Many auto insurance | | burglary, and liability, in a single |
| Escondido | | consumers are becoming educated | | contract. |
| Fredericksburg | | on other companies, plans, and rates | | |
| Joliet | | that are available to them; ones that | | Countersignature: The signature of a |
| Long Island City | | could afford them significant savings | | licensed agent or representative on a |
| Costa Mesa | | on their auto insurance. | | policy. |
