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| Glendale | | Make sure you have a new policy in | | Theory of Probability: The |
| Omaha | | place before you cancel your old one | | mathematical principle upon which |
| Toledo | | to avoid a lapse in coverage. This will | | insurance is based. |
| Palm Harbor | | also prevent having to figure out the | | |
| Valdosta | | amount of any unused premium that is | | Valuation Clause: A clause stating the |
| Lawrenceville | | due to you from your old insurance | | value of items for insurance |
| Lafayette | | company, or having to spar with your | | purposes, making it a valued policy. |
| Atlanta | | agent about exactly when your policy | | |
| Denton | | was cancelled and how much they | | Loss Adjustment Expense: The cost |
| Madison | | owe you. | | of adjusting losses, excluding the |
| Chesapeake | | | | amount of the loss itself. |
| Mobile | | Shopping around is the best way to | | |
| Englewood | | save money on your insurance. | | Broker-Agent: One acting as an agent |
| Lawton | | | | of one or more insurers and as a |
| Davenport | | We offer quotes for auto insurance, | | broker in dealing with one or more |
| Glendale | | life insurance, homeowners | | other insurers. |
| Decatur | | insurance, health insurance, term life | | |
| Lexington | | insurance and more. | | Federal Deposit Insurance |
| Denver | | | | Corporation (FDIC): An agency of the |
| Johnson City | | Why not take advantage of current | | federal government which insures |
| Tyler | | low prices? Many auto insurance | | bank deposits up to a stated |
| Durham | | consumers are becoming educated | | maximum. |
| Irvine | | on other companies, plans, and rates | | |
| Reading | | that are available to them; ones that | | Single Limit: Any insurance coverage |
| Alpharetta | | could afford them significant savings | | which is expressed as a single |
| Fort Wayne | | on their auto insurance. | | amount of insurance, or a single limit |
| Valdosta | | | | of liability. Contrast with Split Limit. |
| Decatur | | People who are trying to quit | | |
| Albany | | smoking, for example, might be best | | Premium: The price of insurance |
| Flint | | suited purchasing a shorter term (and | | protection for a specified risk for a |
| Oxnard | | then replacing it with a longer term | | specified period of time. |
| Worcester | | policy when they qualify for | | |
| Scranton | | non-tobacco prices). | | Brokerage Department: A department |
| Rapid City | | | | of an insurer whose purpose is to |
| Fullerton | | | | deal with brokers in the placing of |
| Eugene | | | | insurance. |
