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| Gulfport | | The quickest and easiest way to | | Provisions: Statements contained in |
| Reno | | shop for new insurance is by | | an insurance policy which explain the |
| Syracuse | | comparing rates at InsWebs online | | benefits, conditions and other |
| Cambridge | | marketplace. If you do it the | | features of the insurance contract. |
| Hollywood | | old-fashioned way (by calling or | | |
| Decatur | | visiting multiple agents or insurance | | Legislative Risk: A risk faced by |
| Bay City | | companies) it could take up a huge | | investors whereby changes in tax |
| Morristown | | chunk of your time, which no one | | laws can result in adverse effects on |
| Corpus Christi | | wants or needs. By completing | | the individual's investment results. |
| Savannah | | InsWebs online application, you will | | |
| Irvine | | have rates to compare to your old | | Brick Veneer Construction: Refers to |
| New Port Richey | | ones within minutes! | | a building where the outside walls are |
| Bethlehem | | | | constructed of wood with a facing of a |
| Norwalk | | While some companies raise their | | single layer of brick. |
| Denver | | prices based on your actual age, | | |
| Muncie | | most companies increase the price of | | Insurance to Value: Insurance written |
| Monroe | | their policies six months before your | | in an amount approximating the value |
| Stockton | | birthday. Its a term called Age | | of the property insured. |
| Lincoln | | Nearest in the industry, and that | | |
| San Jose | | half-year price increase could really | | Paid-In Surplus: Surplus paid in by |
| Yonkers | | add up over a 20-year term policy. As | | stockholders, as contrasted with |
| Boynton Beach | | above, the quicker you purchase your | | surplus earned through the |
| Philadelphia | | policy the better. | | operations of a business. |
