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| Poughkeepsie | | While some companies raise their | | Net Loss: The amount of loss |
| Fort Lauderdale | | prices based on your actual age, | | sustained by an insurer after giving |
| Wichita | | most companies increase the price of | | effect to all applicable reinsurance, |
| Hot Springs | | their policies six months before your | | salvage, and subrogation recoveries. |
| Dallas | | birthday. Its a term called Age | | |
| Boise | | Nearest in the industry, and that | | Sole Proprietorship: A business |
| Florissant | | half-year price increase could really | | enterprise owned by one person who |
| Fort Collins | | add up over a 20-year term policy. As | | is its manager and employee. |
| Tacoma | | above, the quicker you purchase your | | |
| Marietta | | policy the better. | | Deflation: An economic period |
| Albuquerque | | | | characterized by falling prices, high |
| Stockbridge | | At InsWeb, you can compare free | | unemployment and a generally |
| Syracuse | | online insurance quotes from many of | | sluggish or slow economy. |
| Cape Coral | | the nations leading insurance | | |
| Livonia | | companies. | | Admitted Company: An insurance |
| Pompano Beach | | | | company authorized and licensed to |
| Arlington | | The best time to switch policies is | | do business in a given state. |
| Fort Wayne | | within one month of receiving your | | |
| Springfield | | policy renewal from your current | | Fiduciary: A person holding the funds |
| Raleigh | | insurer. You can typically cancel your | | or property of another in a position of |
| Sunnyvale | | policy without any fees or penalties if | | trust. An example would be the |
| Council Bluffs | | you act within this time period. | | executor of an estate. |