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| Syracuse | | If you have noticed that your auto | | Convention Values: Values assigned |
| Riverside | | insurance rates are still increasing | | to insurers' assets in the convention |
| Lubbock | | with each renewal, or even have not | | blank. |
| Edison | | gone down even though you have a | | |
| Oceanside | | great driving record, this lower pricing | | Loss Adjustment Expense: The cost |
| Tempe | | trend makes it more important then | | of adjusting losses, excluding the |
| North Hollywood | | ever that you shop around for auto | | amount of the loss itself. |
| Richmond | | insurance. | | |
| Chattanooga | | | | Multi-Peril Policies: Policies which |
| Florence | | Everyone has different needs, and | | cover a number of perils, such as fire, |
| Berkeley | | not one size fits all when it comes to | | burglary, and liability, in a single |
| Chandler | | term life insurance. While it may make | | contract. |
| Poughkeepsie | | sense for people in their 30s and 40s | | |
| Turlock | | to secure a 20-year term length, a | | Partnership: A business enterprise |
| Boise | | 10-year term might be more | | owned and operated by two or more |
| Hickory | | appropriate for someone nearing | | persons for the purpose of generating |
| Norwalk | | retirement. | | business income and profits. |