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| Fairfax | | At InsWeb, you can compare free | | Brokerage Business: Business |
| Tulsa | | online insurance quotes from many of | | offered to an insurer by a broker. This |
| Orange | | the nations leading insurance | | is sometimes called excess or |
| Hampton | | companies. | | surplus business. |
| Carlsbad | | | | |
| Cambridge | | Individuals who have 30-year | | Claim: A demand made by the |
| Bethlehem | | mortgages might want to consider a | | insured, or the insured's beneficiary, |
| Southfield | | 30-year term to ensure that the house | | for payment of the benefits provided |
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| Glendale | | the loan. | | |
| Winter Haven | | | | Professional Insurance Agents |
| Hampton | | Why not take advantage of current | | Association: A trade association of |
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| Metairie | | consumers are becoming educated | | |
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| Greeley | | that are available to them; ones that | | premium in a retrospective rating |
| Portland | | could afford them significant savings | | plan. See Retrospective Rating. |
| Portland | | on their auto insurance. | | |
| Memphis | | | | Convention Values: Values assigned |
| Memphis | | If you decide to cancel your policy | | to insurers' assets in the convention |
| Orange Park | | (after acquiring new coverage) | | blank. |
| Ogden | | outside of the 30-day period, you may | | |
| Hollywood | | have to pay a fee or penalty. | | Foreign Insurer: An insurer domiciled |
| Stockbridge | | However, you may still save money | | in a state of the United States other |
| Santa Clara | | after paying the fee if your new policy | | than the one in which the insured's |
| Panama City | | affords you significant savings. So | | insurance is written. |
| Valdosta | | while it is best to wait until your | | |
| Costa Mesa | | receive your renewal notice, you CAN | | Mutualization: The process of |
| Greensboro | | cancel your policy at any time. | | converting a stock insurer to a mutual |
| Bay City | | | | insurer, accomplished by having the |
| Winter Park | | We offer quotes for auto insurance, | | insurer buy stock and retire it. |
| Cookeville | | life insurance, homeowners | | |
| Conroe | | insurance, health insurance, term life | | Policywriting Agent: An agent who has |
| Beaumont | | insurance and more. | | the authority to prepare and effect an |
| Sioux City | | | | insurer's policy. |