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| Sacramento | | Healthy people have the best | | Stock Option Plan: Surviving |
| Long Beach | | mortality risks and thus are much | | stockholders have the option to |
| Jacksonville | | cheaper for companies to insure. This | | purchase or not purchase the shares |
| Denver | | translates into lower rates for the | | of a deceased stockholder. |
| Des Moines | | Super Preferred customer than | | |
| Pueblo | | someone with higher risk factors such | | Federal Deposit Insurance |
| Chattanooga | | as a heart condition, cancer or | | Corporation (FDIC): An agency of the |
| Lorain | | diabetes. Conversely, if you were | | federal government which insures |
| Staten Island | | unhealthy when you acquired your | | bank deposits up to a stated |
| Boston | | policy, and your health has now | | maximum. |
| Albuquerque | | improved, it might be time to shop for | | |
| Florissant | | a new policy, as your rates are likely | | Partnership Entity: The partnership |
| Colorado Springs | | to be lower. | | considered as an entity and not in |
| Poughkeepsie | | | | terms of its individual part-owners. |
| Santa Barbara | | Everyone has different needs, and | | |
| Sumter | | not one size fits all when it comes to | | Policywriting Agent: An agent who has |
| Dothan | | term life insurance. While it may make | | the authority to prepare and effect an |
| Springfield | | sense for people in their 30s and 40s | | insurer's policy. |
| Johnson City | | to secure a 20-year term length, a | | |
| Colorado Springs | | 10-year term might be more | | Flat Cancellation: A policy which is |
| Quincy | | appropriate for someone nearing | | cancelled upon its effective date. |
| Eugene | | retirement. | | Usually under a flat cancellation no |
| Richmond | | | | premium charge is made. |
| Orange | | The best time to switch policies is | | |
| Irvine | | within one month of receiving your | | Legislative Risk: A risk faced by |
| Seattle | | policy renewal from your current | | investors whereby changes in tax |
| West Palm Beach | | insurer. You can typically cancel your | | laws can result in adverse effects on |
| Racine | | policy without any fees or penalties if | | the individual's investment results. |
| Topeka | | you act within this time period. | | |
| New Port Richey | | | | Admitted Company: An insurance |
| Orange Park | | Individuals who have 30-year | | company authorized and licensed to |
| Evanston | | mortgages might want to consider a | | do business in a given state. |
| Las Vegas | | 30-year term to ensure that the house | | |
| Pensacola | | is protected throughout the period of | | National Auto Theft Bureau: An |
| Thousand Oaks | | the loan. | | organization engaged in the |
| Hendersonville | | | | prevention and reduction of motor |
| Lubbock | | | | vehicle fire and theft losses. |
