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| Toledo | | The quickest and easiest way to | | Valuation Clause: A clause stating the |
| San Bernardino | | shop for new insurance is by | | value of items for insurance |
| Springfield | | comparing rates at InsWebs online | | purposes, making it a valued policy. |
| Troy | | marketplace. If you do it the | | |
| Daytona Beach | | old-fashioned way (by calling or | | Standard Industry Code (SIC): This is |
| Little Rock | | visiting multiple agents or insurance | | a coding system which assigns |
| Modesto | | companies) it could take up a huge | | separate codes for different types of |
| Delray Beach | | chunk of your time, which no one | | industries. |
| Springfield | | wants or needs. By completing | | |
| Montgomery | | InsWebs online application, you will | | Examiner: An employee assigned by |
| Fullerton | | have rates to compare to your old | | the state insurance department to |
| Newark | | ones within minutes! | | audit insurers' records. |