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| Erie | | We offer quotes for auto insurance, | | Stock Option Plan: Surviving |
| Albuquerque | | life insurance, homeowners | | stockholders have the option to |
| Coral Springs | | insurance, health insurance, term life | | purchase or not purchase the shares |
| Rome | | insurance and more. | | of a deceased stockholder. |
| Trenton | | | | |
| West Palm Beach | | Shopping around is the best way to | | Policywriting Agent: An agent who has |
| Oklahoma City | | save money on your insurance. | | the authority to prepare and effect an |
| Southfield | | | | insurer's policy. |
| Kansas City | | Life insurance, specifically Term Life, | | |
| Montgomery | | is arguably one of the best values in | | American Risk and Insurance |
| Clearwater | | the entire financial services arena. | | Association: An association of |
| Albany | | Where else can you go and get | | insurance educators and others |
| Naples | | hundreds of thousands of dollars in | | interested in insurance study and |
| Nashua | | protection for literally pennies per | | research. |
| Costa Mesa | | day? Rates for Term Life insurance | | |
| Miami | | remain at all-time lows, and now is the | | First Party Insurance: Insurance which |
| Worcester | | time to lock in the best prices. | | applies to coverage for the insured's |
| Schaumburg | | | | own property or person. Contrast with |
| Fremont | | If you decide to cancel your policy | | Third Party Insurance. |
| Malden | | (after acquiring new coverage) | | |
| Scottsdale | | outside of the 30-day period, you may | | Burning Ratio: The ratio of losses |
| Hattiesburg | | have to pay a fee or penalty. | | suffered to the amount of insurance in |
| Staten Island | | However, you may still save money | | effect. |
| Wichita Falls | | after paying the fee if your new policy | | |
| Olympia | | affords you significant savings. So | | New For Old: Replacing old |
| Tulsa | | while it is best to wait until your | | damaged parts or equipment with |
| Indianapolis | | receive your renewal notice, you CAN | | new ones rather than repairing them. |
| Edmond | | cancel your policy at any time. | | |
| Zanesville | | | | Standard Industry Code (SIC): This is |
| El Paso | | Individuals who have 30-year | | a coding system which assigns |
| Ogden | | mortgages might want to consider a | | separate codes for different types of |
| San Jose | | 30-year term to ensure that the house | | industries. |
| Tempe | | is protected throughout the period of | | |
| Colorado Springs | | the loan. | | Flat Cancellation: A policy which is |
| Fort Worth | | | | cancelled upon its effective date. |
| Fort Lauderdale | | | | Usually under a flat cancellation no |
| Delray Beach | | | | premium charge is made. |
