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| Ann Arbor | | Make sure you have a new policy in | | Stock Option Plan: Surviving |
| Lansing | | place before you cancel your old one | | stockholders have the option to |
| Bronx | | to avoid a lapse in coverage. This will | | purchase or not purchase the shares |
| Gaithersburg | | also prevent having to figure out the | | of a deceased stockholder. |
| Greenville | | amount of any unused premium that is | | |
| Huntsville | | due to you from your old insurance | | Convention Values: Values assigned |
| Cranston | | company, or having to spar with your | | to insurers' assets in the convention |
| Macon | | agent about exactly when your policy | | blank. |
| Jersey City | | was cancelled and how much they | | |
| Memphis | | owe you. | | FICA. Federal Insurance Contributions |
| Florence | | | | Act: A law imposing a payroll tax to |
| Metairie | | Shopping around is the best way to | | assist in funding Social Security |
| Dallas | | save money on your insurance. | | benefits. |