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| Santa Rosa | | The quickest and easiest way to | | Standard Industry Code (SIC): This is |
| Brooklyn | | shop for new insurance is by | | a coding system which assigns |
| Pensacola | | comparing rates at InsWebs online | | separate codes for different types of |
| Honolulu | | marketplace. If you do it the | | industries. |
| Warwick | | old-fashioned way (by calling or | | |
| Kansas City | | visiting multiple agents or insurance | | Criticism: A correction suggested by a |
| Fort Collins | | companies) it could take up a huge | | rating or auditing bureau to an insurer. |
| Waterloo | | chunk of your time, which no one | | |
| Santa Rosa | | wants or needs. By completing | | Buy-Back" Deductible: A deductible |
| Oakland | | InsWebs online application, you will | | which may be eliminated for an |
| Fairfax | | have rates to compare to your old | | additional premium in order to |
| Tyler | | ones within minutes! | | provide "first-dollar" coverage. |