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| Reno | | Why not take advantage of current | | Nonassignable: A policy that the |
| Vineland | | low prices? Many auto insurance | | owner cannot assign to a third party. |
| Orange Park | | consumers are becoming educated | | Most policies are nonassignable |
| Warwick | | on other companies, plans, and rates | | unless approval is given by the |
| Joliet | | that are available to them; ones that | | insurer. |
| Lafayette | | could afford them significant savings | | |
| Reno | | on their auto insurance. | | Claim: A demand made by the |
| Lawton | | | | insured, or the insured's beneficiary, |
| Marietta | | Individuals who have 30-year | | for payment of the benefits provided |
| Riverside | | mortgages might want to consider a | | by the contract. |
| Lake Worth | | 30-year term to ensure that the house | | |
| San Antonio | | is protected throughout the period of | | Broker of Record: A broker who has |
| Fayetteville | | the loan. | | been designated to handle certain |
| Irving | | | | insurance contracts for the |
| St. Paul | | The quickest and easiest way to | | policyholder. |
| Tacoma | | shop for new insurance is by | | |
| Jacksonville | | comparing rates at InsWebs online | | Premium Notice: A form notice from |
| Dothan | | marketplace. If you do it the | | an insurer or agency to a policy |
| Grand Prairie | | old-fashioned way (by calling or | | owner that a premium will be due on a |
| Fort Smith | | visiting multiple agents or insurance | | given date. |
| Longview | | companies) it could take up a huge | | |
| Cleveland | | chunk of your time, which no one | | Agent's Balance: A periodic |
| Grand Junction | | wants or needs. By completing | | statement of the sums due and owed |
| Macon | | InsWebs online application, you will | | to an agent under the agent's contract |
| York | | have rates to compare to your old | | with an insurer. |
| Killeen | | ones within minutes! | | |
| Oceanside | | | | Partial Loss: A loss covered by an |
| Southfield | | While some companies raise their | | insurance policy which does not |
| San Antonio | | prices based on your actual age, | | completely destroy or render |
| Yuma | | most companies increase the price of | | worthless the insured property. |
| High Point | | their policies six months before your | | |
| Norwalk | | birthday. Its a term called Age | | Inspection: Independent checking on |
| Anderson | | Nearest in the industry, and that | | facts about an applicant, |
| Austin | | half-year price increase could really | | policyholder, or claimant, usually by a |
| Pueblo | | add up over a 20-year term policy. As | | commercial inspection agency. |
| Tacoma | | above, the quicker you purchase your | | |
| Pembroke Pines | | policy the better. | | |
