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| Flint | | If you have noticed that your auto | | Producer: A term applied to an agent, |
| Modesto | | insurance rates are still increasing | | solicitor or other person who sells |
| Boulder | | with each renewal, or even have not | | insurance. |
| High Point | | gone down even though you have a | | |
| Los Angeles | | great driving record, this lower pricing | | Deficit Carried Forward: The transfer |
| Santa Barbara | | trend makes it more important then | | of a debit balance from one |
| Greensboro | | ever that you shop around for auto | | accounting period to another. |
| Vero Beach | | insurance. | | |
| Sioux City | | | | Buy-Back" Deductible: A deductible |
| Clinton Township | | While some companies raise their | | which may be eliminated for an |
| Bayside | | prices based on your actual age, | | additional premium in order to |
| Norfolk | | most companies increase the price of | | provide "first-dollar" coverage. |
| Lubbock | | their policies six months before your | | |
| Reno | | birthday. Its a term called Age | | Net Retention: The amount of |
| Fayetteville | | Nearest in the industry, and that | | insurance that a ceding company |
| Wilmington | | half-year price increase could really | | keeps for its own account and does |
| Charlotte | | add up over a 20-year term policy. As | | not reinsure. |
| Mesquite | | above, the quicker you purchase your | | |
| Cambridge | | policy the better. | | National Auto Theft Bureau: An |
| Harrisburg | | | | organization engaged in the |
| Houston | | The quickest and easiest way to | | prevention and reduction of motor |
| Stuart | | shop for new insurance is by | | vehicle fire and theft losses. |
| Madison | | comparing rates at InsWebs online | | |
| San Antonio | | marketplace. If you do it the | | Premium Notice: A form notice from |
| Denver | | old-fashioned way (by calling or | | an insurer or agency to a policy |
| Fort Smith | | visiting multiple agents or insurance | | owner that a premium will be due on a |
| Staten Island | | companies) it could take up a huge | | given date. |
| Whittier | | chunk of your time, which no one | | |
| Mesa | | wants or needs. By completing | | Deductible: The portion of an insured |
| Allentown | | InsWebs online application, you will | | loss to be borne by the insured |
| Naperville | | have rates to compare to your old | | before he is entitled to recovery from |
| Midland | | ones within minutes! | | the insurer. |
