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| Oxnard | | The quickest and easiest way to | | Amendment: A formal document |
| Indianapolis | | shop for new insurance is by | | which corrects or revises an |
| Trenton | | comparing rates at InsWebs online | | insurance master policy. |
| North Hollywood | | marketplace. If you do it the | | |
| Tuscaloosa | | old-fashioned way (by calling or | | Agency: An insurance sales office |
| Macon | | visiting multiple agents or insurance | | which is directed by a agent, |
| Boulder | | companies) it could take up a huge | | manager, independent agent, or |
| Portsmouth | | chunk of your time, which no one | | company manager. |
| Columbia | | wants or needs. By completing | | |
| Santa Barbara | | InsWebs online application, you will | | Equity: The money value of an |
| Sioux City | | have rates to compare to your old | | insurance company that is over and |
| Indianapolis | | ones within minutes! | | above its liabilities. Liabilities include |
| Vero Beach | | | | almost all of its reserves. |
| Venice | | Life insurance, specifically Term Life, | | |
| San Jose | | is arguably one of the best values in | | Society of Insurance Research: An |
| Coral Springs | | the entire financial services arena. | | organization which encourages |
| Kansas City | | Where else can you go and get | | insurance research and promotes the |
| Hollywood | | hundreds of thousands of dollars in | | exchange of ideas and methods of |
| Wichita | | protection for literally pennies per | | research. |
| Asheville | | day? Rates for Term Life insurance | | |
| Coral Springs | | remain at all-time lows, and now is the | | Fictitious Groups: Groups formed |
| Fullerton | | time to lock in the best prices. | | primarily for the purpose of buying |
| Baltimore | | | | insurance. Under the law such groups |
| Tucson | | While some companies raise their | | may not be underwritten. |
| Ventura | | prices based on your actual age, | | |
| Houma | | most companies increase the price of | | Countersignature: The signature of a |
| Arlington | | their policies six months before your | | licensed agent or representative on a |
| Williamsburg | | birthday. Its a term called Age | | policy. |
| Denver | | Nearest in the industry, and that | | |
| Palo Alto | | half-year price increase could really | | United States Aircraft Insurance |
| Alameda | | add up over a 20-year term policy. As | | Group: A group of insurers providing |
| Houston | | above, the quicker you purchase your | | facilities for all forms of Aviation |
| Spokane | | policy the better. | | Insurance. |
