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| Memphis | | While some companies raise their | | Captive Agent: One who sells |
| Killeen | | prices based on your actual age, | | insurance for only one company as |
| Anderson | | most companies increase the price of | | opposed to an agent who represents |
| Toms River | | their policies six months before your | | several companies. |
| Dallas | | birthday. Its a term called Age | | |
| Inglewood | | Nearest in the industry, and that | | Liabilities: Money owed or expected |
| Venice | | half-year price increase could really | | to be owed. Insurance company |
| Saginaw | | add up over a 20-year term policy. As | | financial statements, for instance, |
| Livonia | | above, the quicker you purchase your | | show assets and liabilities. |
| Lake Worth | | policy the better. | | |
| Palo Alto | | | | Deductible: The portion of an insured |
| San Jose | | Why not take advantage of current | | loss to be borne by the insured |
| Fort Smith | | low prices? Many auto insurance | | before he is entitled to recovery from |
| Council Bluffs | | consumers are becoming educated | | the insurer. |
| Lincoln | | on other companies, plans, and rates | | |
| Des Moines | | that are available to them; ones that | | Submitted Business: Applications for |
| Yuma | | could afford them significant savings | | insurance submitted to an insurer but |
| Tuscaloosa | | on their auto insurance. | | not yet acted upon by it. |