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| Lakewood | | At InsWeb, you can compare free | | Interstate Carrier: A transportation |
| Madison | | online insurance quotes from many of | | company which does business |
| Melbourne | | the nations leading insurance | | across state lines. |
| Norwalk | | companies. | | |
| Boise | | | | National Auto Theft Bureau: An |
| Duluth | | Individuals who have 30-year | | organization engaged in the |
| Chicago | | mortgages might want to consider a | | prevention and reduction of motor |
| Albany | | 30-year term to ensure that the house | | vehicle fire and theft losses. |
| Phoenix | | is protected throughout the period of | | |
| St. Louis | | the loan. | | Fictitious Groups: Groups formed |
| Oxnard | | | | primarily for the purpose of buying |
| Lorain | | People who are trying to quit | | insurance. Under the law such groups |
| Williamsburg | | smoking, for example, might be best | | may not be underwritten. |
| Tempe | | suited purchasing a shorter term (and | | |
| Silver Spring | | then replacing it with a longer term | | Lloyd's Broker: A person who has the |
| New Orleans | | policy when they qualify for | | authority to negotiate insurance |
| Warren | | non-tobacco prices). | | contracts with the underwriters on the |
| Irvine | | | | floor at Lloyd's. |
| Lafayette | | Why not take advantage of current | | |
| Topeka | | low prices? Many auto insurance | | Domestic Insurer (or Company): An |
| Canton | | consumers are becoming educated | | insurer formed under the laws of the |
| Palm Desert | | on other companies, plans, and rates | | state in which the insurance is written. |
| Silver Spring | | that are available to them; ones that | | |
| Goldsboro | | could afford them significant savings | | Broker-Agent: One acting as an agent |
| Eugene | | on their auto insurance. | | of one or more insurers and as a |
| Manchester | | | | broker in dealing with one or more |
| Hickory | | The best time to switch policies is | | other insurers. |
| Charlotte | | within one month of receiving your | | |
| Wichita | | policy renewal from your current | | Public Adjuster: An insurance adjuster |
| Sioux Falls | | insurer. You can typically cancel your | | who represents an insured on a fee |
| Palo Alto | | policy without any fees or penalties if | | basis in claims settlement. Contrast |
| Newark | | you act within this time period. | | with Independent Adjuster. |
