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| Fredericksburg | | Shopping around is the best way to | | Commingling: An illegal practice |
| Costa Mesa | | save money on your insurance. | | which occurs when an agent mixes |
| Westbury | | | | personal funds with the insured's or |
| Jackson | | The best time to switch policies is | | insurer's funds. |
| Mountain View | | within one month of receiving your | | |
| Modesto | | policy renewal from your current | | Effective Date: The date on which the |
| West Chester | | insurer. You can typically cancel your | | protection of an insurance policy or |
| Philadelphia | | policy without any fees or penalties if | | bond goes into effect. |
| Brooklyn | | you act within this time period. | | |
| Anderson | | | | Single Limit: Any insurance coverage |
| Lancaster | | Why not take advantage of current | | which is expressed as a single |
| Syracuse | | low prices? Many auto insurance | | amount of insurance, or a single limit |
| Berkeley | | consumers are becoming educated | | of liability. Contrast with Split Limit. |
| Boulder | | on other companies, plans, and rates | | |
| Longview | | that are available to them; ones that | | Agency: An insurance sales office |
| Boca Raton | | could afford them significant savings | | which is directed by a agent, |
| Modesto | | on their auto insurance. | | manager, independent agent, or |
| Longview | | | | company manager. |
| Monroe | | Individuals who have 30-year | | |
| Hot Springs | | mortgages might want to consider a | | Approved Roof: A term used in |
| Zanesville | | 30-year term to ensure that the house | | building construction. It indicates a |
| Waco | | is protected throughout the period of | | roof made of fire-resistive materials, |
| Fort Collins | | the loan. | | such as tile or asphalt shingles. |
