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| Raleigh | | We offer quotes for auto insurance, | | Retail Credit Company: The former |
| Norwalk | | life insurance, homeowners | | name of Equifax, a credit reporting |
| Naples | | insurance, health insurance, term life | | organization. See Equifax. |
| Downey | | insurance and more. | | |
| Cambridge | | | | Valued: Relating to an agreement by |
| Hendersonville | | If you decide to cancel your policy | | an insurer to pay a specified amount |
| Bay City | | (after acquiring new coverage) | | of money to or on behalf of the |
| Melbourne | | outside of the 30-day period, you may | | insured upon occurrence of a defined |
| Rome | | have to pay a fee or penalty. | | loss. |
| Peoria | | However, you may still save money | | |
| Shreveport | | after paying the fee if your new policy | | Open Rating: A system whereby a |
| Rome | | affords you significant savings. So | | state allows an insurer to use rates |
| Cedar Rapids | | while it is best to wait until your | | without prior approval. |
| Acworth | | receive your renewal notice, you CAN | | |
| Waco | | cancel your policy at any time. | | Earned Income: The money |
| Savannah | | | | individuals earn as a result of working |
| Kansas City | | Healthy people have the best | | at some job or occupation for which |
| Slidell | | mortality risks and thus are much | | they are paid a salary. |
| Texarkana | | cheaper for companies to insure. This | | |
| Morristown | | translates into lower rates for the | | Building Code: This refers to |
| Savannah | | Super Preferred customer than | | municipal or other governmental |
| Spartanburg | | someone with higher risk factors such | | ordinances regulating the type of |
| San Jose | | as a heart condition, cancer or | | construction of buildings within its |
| Nashville | | diabetes. Conversely, if you were | | jurisdiction. |
| Midland | | unhealthy when you acquired your | | |
| Gaithersburg | | policy, and your health has now | | Insurance to Value: Insurance written |
| Fremont | | improved, it might be time to shop for | | in an amount approximating the value |
| Spokane | | a new policy, as your rates are likely | | of the property insured. |
| Portland | | to be lower. | | |
| Texarkana | | | | Borderline Risk: An insurance |
| Springfield | | Individuals who have 30-year | | prospect of doubtful quality from an |
| Poughkeepsie | | mortgages might want to consider a | | underwriting point of view. |
| Grand Junction | | 30-year term to ensure that the house | | |
| San Bernardino | | is protected throughout the period of | | Fictitious Groups: Groups formed |
| Tampa | | the loan. | | primarily for the purpose of buying |
| Killeen | | | | insurance. Under the law such groups |
| Newark | | | | may not be underwritten. |
