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| Stuart | | The quickest and easiest way to | | Indemnify: To restore the victim of a |
| Fullerton | | shop for new insurance is by | | loss to the same position as before |
| Williamsburg | | comparing rates at InsWebs online | | the loss occurred. |
| Honolulu | | marketplace. If you do it the | | |
| Mountain View | | old-fashioned way (by calling or | | Book Value: Refers to the value of |
| Malden | | visiting multiple agents or insurance | | assets as shown in the official |
| Huntsville | | companies) it could take up a huge | | accounting records of the company. |
| San Diego | | chunk of your time, which no one | | |
| Venice | | wants or needs. By completing | | Federal Deposit Insurance |
| Decatur | | InsWebs online application, you will | | Corporation (FDIC): An agency of the |
| Dayton | | have rates to compare to your old | | federal government which insures |
| Kansas City | | ones within minutes! | | bank deposits up to a stated |
| Lowell | | | | maximum. |
| Thousand Oaks | | Healthy people have the best | | |
| Whittier | | mortality risks and thus are much | | Notice To Company: Written notice to |
| Lake Charles | | cheaper for companies to insure. This | | an insurer of the occurrence of an |
| Boulder | | translates into lower rates for the | | event which a claim is to be based. |
| Ogden | | Super Preferred customer than | | |
| Edison | | someone with higher risk factors such | | Level Commission System: A system |
| Columbus | | as a heart condition, cancer or | | of commissions in which the first year |
| Philadelphia | | diabetes. Conversely, if you were | | and all renewal commissions are the |
| Newport News | | unhealthy when you acquired your | | same percentage of the premium. |
| Gainesville | | policy, and your health has now | | |
| Hattiesburg | | improved, it might be time to shop for | | Renewal: The reestablishment of the |
| Wilmington | | a new policy, as your rates are likely | | in-force status of a policy, the term of |
| Norwalk | | to be lower. | | which has expired or will expire |
| Lafayette | | | | unless it is renewed. |
| Las Cruces | | People who are trying to quit | | |
| Allentown | | smoking, for example, might be best | | Earned Income: The money |
| Overland Park | | suited purchasing a shorter term (and | | individuals earn as a result of working |
| Lawton | | then replacing it with a longer term | | at some job or occupation for which |
| Charlotte | | policy when they qualify for | | they are paid a salary. |
| Washington | | non-tobacco prices). | | |
| Palo Alto | | | | Multi-Peril Policies: Policies which |
| Chula Vista | | | | cover a number of perils, such as fire, |
| Columbia | | | | burglary, and liability, in a single |
| Cape Coral | | | | contract. |
