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| Dearborn | | If you decide to cancel your policy | | Short-Term Policy: A policy written for |
| Poughkeepsie | | (after acquiring new coverage) | | a period of less time than is normal for |
| Boulder | | outside of the 30-day period, you may | | that type of policy. |
| Jacksonville | | have to pay a fee or penalty. | | |
| Vancouver | | However, you may still save money | | Deflation: An economic period |
| Little Rock | | after paying the fee if your new policy | | characterized by falling prices, high |
| Elkhart | | affords you significant savings. So | | unemployment and a generally |
| Independence | | while it is best to wait until your | | sluggish or slow economy. |
| Scottsdale | | receive your renewal notice, you CAN | | |
| Fayetteville | | cancel your policy at any time. | | Depreciation: A decrease in the value |
| Costa Mesa | | | | of any type of tangible property over |
| Bloomington | | We offer quotes for auto insurance, | | a period of time resulting from use, |
| York | | life insurance, homeowners | | wear and tear, or obsolescence. |
| Cape Coral | | insurance, health insurance, term life | | |
| Gulfport | | insurance and more. | | Losses Outstanding: A summary |
| Vero Beach | | | | statement prepared by Property, Life, |
| Nashville | | People who are trying to quit | | and Liability insurers showing claims |
| Poughkeepsie | | smoking, for example, might be best | | not yet settled. |
| Dayton | | suited purchasing a shorter term (and | | |
| Anchorage | | then replacing it with a longer term | | Nonassignable: A policy that the |
| Kansas City | | policy when they qualify for | | owner cannot assign to a third party. |
| Mountain View | | non-tobacco prices). | | Most policies are nonassignable |
| Syracuse | | | | unless approval is given by the |
| Edison | | Shopping around is the best way to | | insurer. |
| Charleston | | save money on your insurance. | | |
| Bronx | | | | Claim Report: A report filed by an |
| Decatur | | The quickest and easiest way to | | agent setting forth the facts of a claim. |
| Fremont | | shop for new insurance is by | | Same as Loss Report. |
| Long Island City | | comparing rates at InsWebs online | | |
| Southfield | | marketplace. If you do it the | | Net Loss: The amount of loss |
| Flushing | | old-fashioned way (by calling or | | sustained by an insurer after giving |
| Kansas City | | visiting multiple agents or insurance | | effect to all applicable reinsurance, |
| Dubuque | | companies) it could take up a huge | | salvage, and subrogation recoveries. |
| Ventura | | chunk of your time, which no one | | |
| New Orleans | | wants or needs. By completing | | |
| Dayton | | InsWebs online application, you will | | |
| Monroe | | have rates to compare to your old | | |
| Spring Hill | | ones within minutes! | | |
