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| Waco | | At InsWeb, you can compare free | | FICA. Federal Insurance Contributions |
| Mansfield | | online insurance quotes from many of | | Act: A law imposing a payroll tax to |
| Longview | | the nations leading insurance | | assist in funding Social Security |
| Pensacola | | companies. | | benefits. |
| Chesapeake | | | | |
| Santa Ana | | If you have noticed that your auto | | Commission of Authority: A document |
| Ventura | | insurance rates are still increasing | | outlining the powers delegated to an |
| Killeen | | with each renewal, or even have not | | agent by an insurer. |
| Nashville | | gone down even though you have a | | |
| Syracuse | | great driving record, this lower pricing | | Sole Proprietorship: A business |
| Marietta | | trend makes it more important then | | enterprise owned by one person who |
| York | | ever that you shop around for auto | | is its manager and employee. |
| Lincoln | | insurance. | | |
| Columbus | | | | Retrospective Premium: The final |
| Carlsbad | | Everyone has different needs, and | | premium in a retrospective rating |
| Nashville | | not one size fits all when it comes to | | plan. See Retrospective Rating. |
| Savannah | | term life insurance. While it may make | | |
| High Point | | sense for people in their 30s and 40s | | Theory of Probability: The |
| Glendale | | to secure a 20-year term length, a | | mathematical principle upon which |
| Tempe | | 10-year term might be more | | insurance is based. |
| Jackson | | appropriate for someone nearing | | |
| Ocala | | retirement. | | Replacement: A new policy written to |
| North Hollywood | | | | take the place of one currently in force. |
| Carlsbad | | If you decide to cancel your policy | | |
| Fort Collins | | (after acquiring new coverage) | | Accidental Bodily Injury: An injury |
| Grand Prairie | | outside of the 30-day period, you may | | sustained accidentally. Only the result |
| Whittier | | have to pay a fee or penalty. | | need be accidental. Contrast with |
| Dayton | | However, you may still save money | | Accidental Means. |
| Morristown | | after paying the fee if your new policy | | |
| Boulder | | affords you significant savings. So | | Submitted Business: Applications for |
| St. Paul | | while it is best to wait until your | | insurance submitted to an insurer but |
| Rome | | receive your renewal notice, you CAN | | not yet acted upon by it. |
| Anderson | | cancel your policy at any time. | | |
| Owensboro | | | | Producer: A term applied to an agent, |
| Akron | | | | solicitor or other person who sells |
| Boise | | | | insurance. |