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| Rochester | | Life insurance, specifically Term Life, | | Agency Contract (or Agreement): The |
| Clearwater | | is arguably one of the best values in | | document which establishes the legal |
| Newport News | | the entire financial services arena. | | relationship between an agent and an |
| Kansas City | | Where else can you go and get | | insurer. |
| North Hollywood | | hundreds of thousands of dollars in | | |
| El Cajon | | protection for literally pennies per | | Policy Period (or Term): The period |
| Quincy | | day? Rates for Term Life insurance | | during which the policy contract |
| Savannah | | remain at all-time lows, and now is the | | affords protection, e.g., six months or |
| Harlingen | | time to lock in the best prices. | | one or three years. |