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| Burbank | | Shopping around is the best way to | | Endorsement: A written or printed form |
| Killeen | | save money on your insurance. | | attached to the policy which alters |
| Austin | | | | provisions of the contract. |
| Portland | | Individuals who have 30-year | | |
| Edison | | mortgages might want to consider a | | Retrospective Premium: The final |
| Jasper | | 30-year term to ensure that the house | | premium in a retrospective rating |
| Oklahoma City | | is protected throughout the period of | | plan. See Retrospective Rating. |
| Hampton | | the loan. | | |
| Durham | | | | Adjustment Bureau: A firm organized |
| Florissant | | We offer quotes for auto insurance, | | to provide adjustment services to |
| Corpus Christi | | life insurance, homeowners | | insurers not wishing to create their |
| Longmont | | insurance, health insurance, term life | | own claims division. |
| San Bernardino | | insurance and more. | | |
| Decatur | | | | Incurred Expense: Expenses not yet |
| Columbia | | If you have noticed that your auto | | paid. Can also include paid |
| Schenectady | | insurance rates are still increasing | | expenses in some accounting |
| Boynton Beach | | with each renewal, or even have not | | systems. |
| Greensboro | | gone down even though you have a | | |
| Midland | | great driving record, this lower pricing | | Mutualization: The process of |
| El Paso | | trend makes it more important then | | converting a stock insurer to a mutual |
| Monroe | | ever that you shop around for auto | | insurer, accomplished by having the |
| Birmingham | | insurance. | | insurer buy stock and retire it. |
